关键词: 长期护理保险, 制度框架, 改革, 比较研究

Abstract: As the typical representatives, Japan and Germany have established long-term care insurance system. Based on the comprehensive comparative analysis, this paper compares eleven aspects of the system in the two countries, such as the scope of insurance, management system, funding and cost and provision of services. Meanwhile, from the dimension of dynamic state, this paper tracks and analyzes the system reform and development process in the two aspects: income and payout, service quantity and quality. Finally, this paper recommends one main principle for the establishment of longterm care in China in the future: from zero to one in construction, from small to large in scope, from low to high in level, from good to better in quality.

Key words: longterm care insurance, framework of the system, reform, comparative study